Economic Incentives: December 2009

Economic Incentives: December 2009: "The Financial Regulator's failure to ensure sound financial services providers has hurt consumers hard. They have suffered from negative equity on their homes, falling share prices, poorer returns on pension funds and the lack of availability of credit. The cost of bailing out the banking system has contributed to rising unemployment, wage and social welfare cuts and higher tax rates. Those negative effects have been only partially offset by lower mortgage rates, adjusted asset prices and higher deposit rates."THE NAME OF THE DIRECTOR OF PUBLIC PROSECUTIONS, SHOULD BE CHANGED TO DIRECTOR OF PUBLIC ROULETTE?